Planned Giving

Benefactors who wish to make a gift to The Delta State Foundation, Inc. that complements their lifestyles and goals often do so through thoughtful and well-drafted estate plans. These individuals know that it is possible to make a significant future gift in a way that will not affect their finances today. In fact, they know that such a gift can help them achieve many of the estate planning objectives they have established for themselves, their family and the charitable organizations that matter the most to them. An estate plan not only divides and distributes property, it can provide security for loved ones, minimize taxes and estate costs and, through a variety of testamentary gifts, create a lasting legacy for Delta State University.

To calculate a Planned Gift click here.

The DSU Foundation, Inc. will accept estate gifts for endowment purposes.  The most common revocable (changeable) estate gifts are:  

• Bequests or gifts left by will

• Distributions from a living trust
• Beneficiary of Individual Retirement Account or other retirement plan
• Point titling of assets
• Pay (transfer) on death accounts

A bequest is the best-known deferred gift, and therefore the most often used. A living trust functions like a will but avoids probate.  Bequests can be written for a specific amount, a percentage of your estate or the remainder after specified conditions are met. Cash, securities or other assets of the donor’s choice may be willed to the Foundation. Bequests and living will distributions may be made in one of the following forms:  

• A dollar or percentage amount

• A specific item of property
• The remainder
• A transfer to a Charitable Gift Annuity, a Charitable Remainder Trust, or a Charitable Lead Trust
•  A contingent bequest

 Making the DSU Foundation the beneficiary of an IRA or other retirement account can generate a double tax saving.  In addition to avoiding any estate taxation, charities will not be subject to income tax on withdrawals as would be the case with other heirs such as friends and family.  

For more information click here.